Business Administrator with emphasis in finance. Certified by the University of Oxford in Climate Change Adaptation, by La Javeriana University in Social Responsibility and the Chamber of Commerce of Bogotá in Consulting Companies Management.
With 15 years of expertise working with financial institutions in SMEs credit risk, Juan provides financial consulting to small and medium enterprises focusing on their management and financial capacity. Juan has also led diagnosis and action plans for credit assessment processes for financial entities in Mexico, Colombia and Vietnam.
Juan is part of the working group that analyzes and diagnoses how climate change has affected MSMEs, designing sector strategies to cope and adapt to CC.
Carmen’s career has focussed on development, conservation and coastal zone management, emphasizing and promoting the inclusion and integration of sustainable development, risk management, climate change, biodiversity and private sector in research and development projects at global, regional, national and local scales. Biologist with an MsC in Coastal Zones Management and a PhD in geograghy funded by the Bill and Melinda Gates Trust.
Current and past projects partners include USAID, Wilson Woodrow Centre for Scholars, World Bank and Inter-American Development Bank, the Mangroves Initiative in Thailand, GCAP, Universities of Cambridge, Southampton and York, Invemar, Econologic, OML center, among many others. Carmen has been an independent adviser for the European Union on environmental matters and a contributing author of the IPCC reports with more than 25 scientific papers published.
Executive with more than 25 years of experience in the financial and telecommunications sector, his work has excelled in the area of customer service especially in post sales multi-channel experience, product and sales implementation, project management and improving processes in the banking sector.
Industrial Engineer from the University of Los Andes, certified in the creation and management of customer-centered organizations by Harvard Business School with a TRIUM Global Executive MBA.